Insurance Claim FAQs
Why should I work with a public insurance adjusting company when I could easily fill out the papers on my own?
Many policyholders file their own insurance claims and accept insurance checks from their insurance companies. Many do a fine job of it. Some insurance claims are easier to settle than others. If you have a complicated claim and there's a lot at stake, it's smart to get a public adjuster to represent your side of the bargain.
How do public insurance adjusters get paid?
Public insurance adjusters in IntegraClaim, Texas are subject to Texas insurance laws and regulations which specify how they can charge for their services and under what circumstances they get paid. There are no upfront charges, and TX public adjusters are paid a small percentage of the claim out of the final settlement. If no settlement is reached, the adjuster does not get paid.
What types of claims qualify for help from a public insurance adjuster?
While public insurance adjusters can assist with virtually any type of insurance claim, they typically work on complex claims with extensive damage. Most policyholders can handle basic claims with minimal hassles; however, when the damage is extensive, the process becomes more complex. In addition, there's more room for error which can adversely affect the final settlement offer.
How will I know if hiring a public adjuster is right for my claim?
We offer a free, no obligation consultation where you can get a better sense of our services and if they're right for your situation. During that time, we'll review your policy and claim to see if there's room for improvement and how we can help.
Who does IntegraClaim represent?
We represent our clients which are policyholders. As a public adjusting firm in IntegraClaim, Texas, we are committed to serving consumers rather than the insurance industry. Just as some real estate agents serve buyers and others serve sellers or as some lawyers represent plaintiffs and others represent defendants, we specialize in helping policyholders.
Is it possible to increase the dollar value of my insurance claim?
Each claim is different. However, studies have shown a significant increase in settlement amounts when public insurance adjusters are involved.
How do public adjusters reach higher settlements?
We use our insurance expertise, complete documentation techniques, accurate loss estimating tools, negotiation skills, and other strategies to find, document, and prove all of your covered insurance losses.